Home Generator Financing for the Upper Midwest
Finance a Generac or Kohler standby generator through Synchrony Bank. Prequalifying takes seconds and does not affect your credit score.
Why Finance
Protect Your Home Before the Next Outage
A generator is a big purchase, and winter storms will not wait while you save. Financing installs it now and spreads the cost into monthly payments.
Prequalify in Seconds
Checking costs nothing and leaves your credit score untouched.
No Down Payment
Once approved, your full credit line covers the purchase.
Monthly Payments
Pay for the system over time, not all at once.
Our Financing Partner
Midwest Financing Through Synchrony Bank
Midwest customers finance their generators with the Synchrony Project Card. Synchrony Bank has more than 80 years of experience in consumer financial services and makes every credit decision itself, judging each application on overall creditworthiness rather than a published minimum score. Once approved, the card pays for the generator and its installation, and you manage the account online whenever you like. Subject to credit approval; terms and conditions apply.
What You Get
What the Synchrony Project Card Gives You
A Short Application
Apply from any device and get a decision in seconds.
No Collateral
An unsecured line, with nothing put up as security.
A Line That Stays Open
Use it again for later purchases.
Payments That Fit
Choose monthly payments your budget can carry.
Online Account Access
Check your balance and pay at any hour.
FAQs
Generator Financing Questions
What Midwest customers ask about paying over time
What credit score do I need for generator financing?
None is published. Synchrony reviews each application on overall creditworthiness, and you can check whether you prequalify in seconds without affecting your credit score.
Is a down payment required?
No. Once approved, your full credit line covers the purchase. New Project Card accounts pay a one-time $29 activation fee.
How do I make payments on my Synchrony account?
Through Synchrony’s portal, or Synchrony Bank customer service at 1-866-396-8254, daily from 7:30 a.m. to midnight ET.
Is there a plan that covers maintenance and repairs too?
Yes, the Worry-Free Power Program: one monthly payment for the equipment, installation, repairs and maintenance, with no down payment, a soft credit check and a monthly cost that never increases. Apply for the Worry-Free Power Program.
Apply in Minutes
Start With a Free Estimate, Then Apply
Get a free estimate from Midwest, then apply with Synchrony and pick a monthly payment that suits your household. Questions about financing? Call our team at (855) 374-7674.